Rates & Fees

Deposits

Regular Shares, Vacation and Holiday Accounts
Minimum BalanceMinimum DepositDividend RateAPY
$5.00$5.000.03%0.03%
$5,000.00$5,000.000.06%0.06%
$50,000.00$50,000.000.12%0.12%

 

Checking Accounts
Minimum BalanceMinimum DepositDividend RateAPY
$0.00$0.000.00%0.00%

 

Matty's Money Club and Coogan Accounts
Minimum Balance Minimum DepositDividend RateAPY
$5.00$5.000.03%0.03%
$500.00$500.000.06%0.06%
$5,000.00$5,000.000.12%0.12%

 

Money Market Accounts
Minimum DepositMinimum Balance Dividend RateAPY
$3,000.00$2,500.000.03%0.03%
$5,000.00$5,000.000.06%0.06%
$50,000.00$50,000.000.12%0.12%

 

Individual Retirement Accounts (Traditional and Roth)
Minimum Balance Minimum DepositDividend RateAPY
$5.00$5.000.05%0.05%
$5,000.00$5,000.000.10%0.10%
$50,000.00$50,000.000.20%0.20%

 

Term Share Certificate Accounts
Minimum Balance $2,500.00 Dividend RateAPY
6 Months0.75%0.75%
12 Months1.00%1.00%
18 Months1.25%1.26%
24 Months1.50%1.51%
36 Months1.75%1.76%
Minimum Balance $50,000.00Dividend RateAPY
6 Months1.00%1.00%
12 Months1.25%1.26%
18 Months1.50%1.51%
24 Months1.75%1.76%
36 Months2.00%2.02%

 

Share Certificate - Member Loyalty Rate RewardsAdd to APR
MFCU ATM/Debit Card0.05%
Payroll Deduction or Direct Deposit0.05%
Checking Account0.05%
Bill Pay0.05%
Mobile Banking & Mobile Check Deposit0.05%
Cumulative Loan Balance(s) >$10,0000.05%
Cumulative Loan Balance(s) >$50,0000.10%
Cumulative Share Account(s) Daily Average Balance for 90 days = >$100,0000.10%
Cumulative Share Account(s) Daily Average Balance for 90 days = >$250,0000.20%
Cumulative Share Account(s) Daily Average Balance for 90 days = >$500,0000.30%

Rates effective as ofand subject to change.

NOTES: All rates are subject to change without prior notice. All rates are based on account balance. Accounts are insured at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. See "Your Insured Funds" booklet by the NCUA for additional coverage for multiple accounts. Primary Shares, Matty's Money, Coogan Accounts and Money Market Accounts are variable rate accounts and rates may change after the accounts are opened. Fees could reduce earnings on these accounts. A substantial penalty will or may be imposed for early withdrawal with a minimum of $100. Please contact the credit union for further details @ 310.252.4545.

310-252-4545

333 Continental Boulevard, M1-0104
El Segundo, California 90245
Routing # 322276075 | NMLS # 813974

Monday - Thursday, 9:30am - 4:30pm
Friday - 9:30am - 1:00pm