Rates & Fees

Deposits

Regular Shares, Vacation and Holiday Accounts
Minimum Balance Minimum Deposit Dividend Rate APY
$5.00 $5.00 0.03% 0.03%
$5,000.00 $5,000.00 0.06% 0.06%
$50,000.00 $50,000.00 0.09% 0.09%

 

Checking Accounts
Minimum Balance Minimum Deposit Dividend Rate APY
$0.00 $0.00 0.00% 0.00%

 

Matty's Money Club and Coogan Accounts
Minimum Balance Minimum Deposit Dividend Rate APY
$5.00 $5.00 0.03% 0.03%
$500.00 $500.00 0.06% 0.06%
$5,000.00 $5,000.00 0.09% 0.09%

 

Money Market Accounts
Minimum Deposit Minimum Balance Dividend Rate APY
$3,000.00 $2,500.00 0.05% 0.03%
$5,000.00 $5,000.00 0.10% 0.06%
$50,000.00 $50,000.00 0.15% 0.09%

 

Individual Retirement Accounts (Traditional and Roth)
Minimum Balance Minimum Deposit Dividend Rate APY
$5.00 $5.00 0.05% 0.04%
$5,000.00 $5,000.00 0.10% 0.08%
$50,000.00 $50,000.00 0.15% 0.12%

 

Term Share Certificate Accounts
Minimum Balance $2,500.00  Dividend Rate APY
6 Months 0.40% 0.40%
12 Months 0.60% 0.60%
18 Months 0.80% 0.80%
24 Months 1.00% 1.00%
36 Months 1.20% 1.21%
Minimum Balance $50,000.00 Dividend Rate APY
6 Months 0.60% 0.60%
12 Months 0.80% 0.80%
18 Months 1.00% 1.00%
24 Months 1.20% 1.21%
36 Months 1.40% 1.41%

 

Share Certificate - Member Loyalty Rate RewardsAdd to APR
Bill Pay 0.05%
eStatements 0.05%
Checking Account 0.05%
MFCU ATM / Debit Card 0.05%
MFCU VISA Credit Card 0.05%
MFCU Home Banking 0.05%
MFCU Bill Pay 0.05%
Payroll Deduction or Direct Deposit 0.05%
Cumulative Loan Balance(s) >$10,000 0.05%
Cumulative Savings and Checking Accounts Average Balance = > $10,000 0.05%

Rates effective as of and subject to change.

NOTES: All rates are subject to change without prior notice. All rates are based on account balance. Accounts are insured at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. See "Your Insured Funds" booklet by the NCUA for additional coverage for multiple accounts. Primary Shares, Matty's Money, Coogan Accounts and Money Market Accounts are variable rate accounts and rates may change after the accounts are opened. Fees could reduce earnings on these accounts. A substantial penalty will or may be imposed for early withdrawal with a minimum of $100. Please contact the credit union for further details @ 310.252.4545.

310-252-4545

333 Continental Boulevard, M1-0104
El Segundo, California 90245
Routing # 322276075 | NMLS # 813974

Monday - Thursday, 9:30am - 4:30pm
Friday - 9:30am - 1:00pm