|
 Mattel Federal Credit Union offers a number of loan
products to get you that new car or next vacation trip. We provide the following
products with flexible terms and competitive rates:
Signature Loan
No collateral is needed to get a signature loan, all you need
is a good credit history, verification of your income, and your signature (of
course). Use it to consolidate bills, pay your property tax, purchase a new
computer, or simply use it to go on vacation.
New and Used Vehicle Loan
Mattel Federal Credit Union can offer you a loan to get that
new vehicle whether it be your work car, a sedan, a hybrid, a motorcycle, or
a recreational vehicle. Take advantage of low interest rates with flexible
terms that can make that purchase more affordable.
Share Secured Loan
Use your available credit union funds to secure your loan
and get lower interest. Use it anyway you would use a signature loan. Plus,
the funds used as collateral can be held in an account that continues to earn
dividends effectively lowering the total costs of your loan. Share certificate
accounts may not be used as a security for Share Secured Loans.
Home Equity Line of Credit (HELOC)
Let that home equity work for you and refinance higher-cost
debt potentially saving thousands of dollars in annual interest, and making
one convenient payment monthly with a Mattel Federal Credit Union HELOC.
Visa Credit Card
Apply for a visa credit card from Mattel Federal Credit Union.
Use it where the Visa logo is accepted and get cash advance from any ATM displaying
the Visa logo when you need it. We offer reasonable credit limits and competitive
interest rates.
| |
Visa® Platinum |
Visa® Classic |
| Annual Percentage Rate (APR) for purchases |
9.00% |
10.00% - 18.00% |
| Other APR: Cash Advance and Balance Transfers |
9.00% |
10.00% - 18.00% |
| Annual Percentage Rate for Purchases, Cash Advance, and Balance Transfers* |
Annual Percentage Rate (APR) range from 9.00% to 18.00%. The APR you receive is determined based on your credit worthiness. |
| Grace Period for Purchases |
You have 25 days to repay your balance for purchases before being charged a finance charge. |
| Grace Period for Cash Advance and Balance Transfers |
No grace period on Cash Advances and Balance Transfers. |
| Annual Fee |
None |
| Cash Advance Fee |
2% |
| Late Charge |
$30.00 (10 days late) |
| Over the Credit Limit Fee |
$30.00 each billing cycle in which your "New Balance" exceeds your credit limit. |
|
*Rate differential based on credit score. The above information is current as of September 1, 2011 and is subject to change after that date.
Disclosures
Granting of loan subject to approval. Member's FICO Score (or credit score) will
determine category for maximum amount, term, and interest rate. All rates are
subject to change by the Board of Directors without prior notice. Other loan
terms and conditions will be disclosed prior to funding a loan. Equity - percentage
of appraised value less any other deeds. Ask your tax advisor for any potential
tax benefits of a Home Equity Line of Credit (HELOC). All loans subject to
verification of equity, credit approval, FICO credit score, and income qualification.
We are an Equal Housing Lender and governed by the National Credit Union Administration
(NCUA).
|
